Phone: 800-000-0000 | enrollment@abc.com
Open Enrollment
Life Insurance. Valuable protection for your loved ones!
ASA and AFEUSA have teamed up to provide an excited benefit for ASA members.
Chubb Lifetime Benefit Term to Age 121. With a Long-Term Care Rider that is Guaranteed Issued during this open enrollment period. Coverage is available up to $150,000 to both Employees and Spouses. There is also a Child Term Rider available.
Call the Open Enrollment Team for questions and enrollment at 000-000-0000
or email us at enrollment@ABC.com
Why Choose Us
Now accessible to eligible ASA members, their employees and spouses.
- NO HEALTH QUESTIONS for employees during the open enrollment period
- Guaranteed issue is available up to $75,000 with active at work and up to $150,000 with a few health questions
- Permanent life insurance with Long-Term Care to age 121
- Guaranteed death benefit to 99 non-smoker and 95 smoker*
- Long-term care benefits up to 25 months
- Indemnity benefits, you pick the care you need
- Fully portable—you own the policy and take it with you when you leave employment with no increase in premium
- Spouse Coverage, enrolled separately
- Paid-up benefits at Age 100
- Terminal illness benefit
*Based on the 3.0% interest rate, the full death benefit will be available through age 99. Premiums are payable through age 100. Coverage continues with no premiums due at ages 101 through 121.
Coverage For You
Chubb LifeTime Benefit Term is a powerful supplemental two-in-one insurance benefit that offers life insurance for family needs plus long-term care benefits. Life insurance benefits last a lifetime, and cash benefits can also be paid directly to you while you are living for long-term care expenses.
There will be an annual open enrollment, during which time you may enroll in Chubb LifeTime Benefit Term. During this open enrollment period, there are
No qualifying health questions for life insurance with long-term care.
Certain limitations apply.
Using Lifetime Benefit Term
| Options | Life Situation | Death Benefit | Long Term Care | Long Term Care Extension | Total Benefits |
| Life Insurance | You lead a full life and do not need Long Term Care (LTC) | $100,000 | $100,000 | ||
| Long Term Care Insurance | You lead a full life and need assisted living or nursing home care. | $100,000 | |||
| Split your death benefit for LTC and Life Insurance | You lead a full life but also need some LTC funds (Example: 4% of $100,000 for 12 months). | $52,000 | $48,000 | ||
| Option 1,2 or 3 + Extra LTC Coverage = Total Coverage | $100,000 | ||||
Example above is for illustrative purposes only. This benefit is only available through ASA Members as part of the voluntary benefits package. This product is not sold on an individual basis.
Fully Portable
You own the policy and take it with you when you leave employment with no increase in premium.
The Association for Entrepreneurship USA (AFE) serves as a trade association for entrepreneurs, micro entrepreneurs, and gig workers across all 50 states. We provide education, resources, and networking to this growing community. By becoming a member of AFE you gain greater purchasing power. We make it possible for today’s entrepreneur to gain the competitive edge needed to compete in today’s economy.